Planning Ahead

While today, you, or someone you know, are generally healthy and require no assistance, we recommend getting an early start on your long-term elder care plans — and avoid a rushed decision, or worse, when the time comes to act.

Here are some steps to consider:

Living / Home Considerations:

  • Decide if your home the right place for you to age; consider downsizing.
  • Investigate continuing care retirement communities (CCRCs) if this is an option you may consider in the future.
  • Safety proof your home, e.g., repair broken steps; install grab bars in bathrooms, railings on all stairways, good lighting; remove clutter; and consider a medical alert system for the home or person needing care.

Legal Paperwork:

  • Review and update your Will.
  • Review and update your Living Will; Health Power of Attorney; Power of Attorney for Property; and any other relevant estate planning documents.
  • Make sure your doctor has a copy of your Health Power of Attorney.
  • Discuss your preferences for health and long-term care with your family.
  • Inform family members about the location of all important documents.
  • Understand the terms of your long-term care insurance contract if you have one.